Saving money and managing credit in 2019 has never been easier! But why? Because here are 5 free apps that will do it for you!
Capital One CreditWise- 4.8 star rating on Apple App Store This app by Capital One doesn’t require you to be a Capital One bank user. It tracks your credit score for free, without harming your credit. It even protects your credit with its fraud detection technology. It notifies you of changes in your credit and even comes with a “Simulator” which allows you to check how a money decision will affect your credit BEFORE you do it.
Credit Karma- 4.8 star rating on Apple App Store Credit Karma allows you to monitor your credit score efficiently. It provides insights into what affects your credit score and how to fix issues, all free of charge. It even provides advice notifications on how you could best manage your credit and score. All its data is encrypted and privacy is assured by the creators, making a safe experience.
Credit Sesame- 4.8 star rating on Apple App Store Open Sesame and have the ability to access your free credit and credit score report (pun intended). This app gives ID protection to each of its users looking to monitor their credit. It is personalized to you and ensures that you have a clear and helpful experience. Credit Sesame will also give you diagrams to help you understand your score and view it on a scale.
Experian Credit Report- 4.8 star rating on Apple App Store Unlock the Experian Credit Report app with your fingerprint and grant yourself access to a free monthly credit report. The app will alert you of changes in real time and allow you to view your alert history. It claims to grant accessibility to credit information with summarized credit for basic use and monitoring of your score. It also allows you to see the effects of actions on your credit.
myFICO- 4.8 star rating on Apple App Store After signing up for a myFICO account, you can download this app and get free and detailed access and information on your credit score and reports.You can see potential effects of decisions with its exploring simulator. myFICO also provides standard scores used for general people in mortgage and lending. Instant access to reports and a free investigation of how your credit history is affecting your score are also some benefits of this app.
